Tips on Buying the Right Waterfront Property in Southwest Florida

Carney Properties & Investment Group
2110 Pondella Rd
Cape Coral, FL 33909
United States

florida gulf coast real estate

Are you planning to invest in a SWFL waterfront property? Consider these tips on buying a waterfront home in Southwest Florida:

Check the whole property.

Some home buyers just focus on the external appearance of the house. This may lead you with regrets later on. Ask your real estate agent to schedule a personal viewing of the property for you to see if the entire property (including the parking lot, the garden, etc.) passes your standards. Consider the views, landscaping, and the neighborhood because they come with the whole deal.

Observe if the location suites your lifestyle.

Every home buyer have particular wants and needs. If you are a health buff, you most likely prefer to reside in a waterfront community that has a fitness center. On the other hand, if you are a shopaholic, you most likely prefer a community that is near to various shopping malls. You should not only check the property but also the neighborhood and see if it can provide you of what your lifestyle requires.

Research about the location.

Waterfront properties are different than typical properties. They are prone to changing of shorelines, erosion and hurricane. Observe if the location of the house will remain on the good side of the shoreline for a long period of time.

Look for insurance policies for your waterfront property.

There are different kinds of insurance policies for waterfront properties. The typical homeowner’s insurance does not include wind, flood and general hazard policies. You have the option to avail these insurance policies or not. But of course, we suggest that you avail them for security purposes.

Be familiar with the guidelines and restrictions in the neighborhood.

Government agencies and homeowners’ associations have various guidelines and restrictions for the residents of waterfront properties. These guidelines are mostly for maintenance purposes. Some government agencies are also strict when it comes to adding features in a waterfront property. Do your research and ask around.

Hire a waterfront real estate agent.

Consult with a real estate agent who is an expert with waterfront properties. They can offer you the best options in the area. They will also help you find the property that will fit your means, preferences and considerations.

Carney Properties & Investment Group can help you find the best waterfront properties in Southwest Florida. Please call (239) 677-3064 for more information.


Different Tax Exemption Programs in Southwest Florida

Carney Properties & Investment Group
2110 Pondella Rd
Cape Coral, FL 33909
United States

Carney Properties

Residents of Southwest Florida are entitled with numerous property tax exemption programs. Let’s identify and discuss them individually.

Homestead Exemption

The permanent residents of Southwest Florida are eligible to receive a homestead exemption of up to $50,000. Half of the amount is dedicated to all property taxes and the other half is for non-school taxes.


  • The person must declare that the property is his permanent residence.
  • The person must own the property at the start of the year (January 1).
  • An application form must be submitted to Florida’s Department of Revenue.

The application form can be found on the Florida’s Department of Revenue website. The local appraiser would determine if the property is eligible for homestead exemption. If you are filing an application for the first time, most probably they will ask you the following questions:

  • What is the street address of the property?
  • Were you living in the property on January 1?
  • What is your Florida voter registration number?
  • Who is your current employer?
  • What is your Florida driver license or ID card number?

65 years or older

Residents of Southwest Florida who are 65 years or older are eligible for additional homestead exemption equal to the assessed value of the property.


  • Must own a real estate with a value of less than $250,000
  • Has made Southwest Florida as his or her permanent residence for at least 25 years
  • Age is 65 or older

Veterans of age 65 or older who are blind, disabled or partially-disabled or widowed, may receive additional tax discounts.

Widows or Widowers

A resident of southwest Florida who is a widow or a widower is eligible for a $500 property tax exemption.


  • Must not be divorced during the death of ex-wife/husband.
  • Must not remarry

Disabled and Blind

Permanently disabled or blind residents of Southwest Florida are entitled to claim a $500 property tax exemption.


  • Must be certified by a physician licensed under Florida; or
  • Must be certified by United States Department of Veterans Affairs; or
  • Must be certified by Social Security Administration

Disabled Ex-service member

An ex-service member is entitled to receive an additional $5,000 property tax exemption if he or she satisfies the following requirements:

  • Must be honorably discharged
  • Must be a resident of Florida
  • Disabled to a degree of 10% or more because of his or her duties while serving.

Permanently Disabled or Wheel-chaired ex-service member

They are entitled to TOTAL exemption from property taxes. The veteran’s surviving spouse is eligible to carry over the exemption.


  • Must be honorably discharged
  • Must be a resident of Florida
  • The disability must be service related.

Disabled Veteran who is 65 years or older

Qualified for homestead property discount based on the percentage of disability.


  • Must be a resident of Florida.
  • Must be honorably discharged.
  • The disability must be service-related.

There are more property taxes in Southwest Florida but the above-mentioned are the most common ones. The rest can be explained by your real estate agent. The property tax exemptions, along with numerous amenities, attract homebuyers to settle in Southwest Florida. If you are looking for homes in Southwest Florida, contact us and we can walk you through the home buying process in Southwest Florida.

Southwest Florida Events: January 2015

Carney Properties & Investment Group
2110 Pondella Rd
Cape Coral, FL 33909
United States

Southwest Florida is packed with numerous events and activities for its residents and visitors. Here are some of the things that you can do in Southwest Florida during the first month of 2015:

January 3 (Saturday)

  • ReptiDay Fort Myers Reptile and Exotic Animal Expo


This event is for people who are fond of reptiles. This event will run from 10 am to 5 pm at the Crowne Plaza at Bell Tower Shops, 13051 Bell Tower Drive, South Fort Myers. The entrance is free for kids 5 years of age and below. On the other hand, there is a $5 fee for children ages 5-12 and $10 for adults. There are sellers who offer reptile pets, cages, feeders, supplies and other merchandise in the event. There will be live animal discussions and raffle draws as well.

January 3 – 4 (Saturday – Sunday)

  • 15th Bi-Annual Estero Fine Art Show

 estero fine art show

Hot Works Fine Art & Fine Craft Shows supported this event. With their national and well-established stature, Hot Works Fine Art & Fine Craft Shows assures that this art fair will present an excellent, juried fine craft and fine art show. Some of the world’s eminent and first-class local artists will be there. The event will occur on Saturday and Sunday (10 am – 5 pm) at Miromar Design Center, 10800 Corkscrew Road, Estero.

January 9 – 11 (Friday – Sunday)

  • Fort Myers Home and Remodel Show

 fort myers home remodel show

This show will be perfect for Fort Myers homeowners and residents of Southwest Florida. If you want to remodel or improve your homes, you can choose from over 150 booths that offer home decorations, furniture, doors, floors, home improvements and a lot more. This will take place in Harborside Event Center, 1375 Monroe Street, Fort Myers from 12 noon to 5 pm. The show will last until January 11.

January 10 – 11 (Saturday -Sunday)

  • Bonita Springs National Art Festival

 bonita springs national arts festinal

This national art festival is one of the most sough-after and nationally-ranked art festivals in the country. There is also an exhibit with over 200 national and international artists along with their masterpieces for the art enthusiasts. Additionally, there will be fine art collections including jewelry, glass, paintings, sculpture, photography, clay works and more. The art festival has a $5 fee and will happen from 10 am – 5 pm at Riverside Park, 27300 Old 41 Road, Bonita Springs.

  • Kiwanis Medieval Faire

kiwanis medieval faire

 This year’s fair is a celebration of its twenty years in helping children in the Lee County area. Kids will enjoy with more knights, food and other medieval themed fun from 9 am to 6 pm. It will take place in the Lakes Regional Park, 7330 Gladiolus Blvd., South Fort Myers. The fair is also available from January 17-18. The fee will be $5 for children ages 5 to 11 and $15 for adults and children 12 years of age and above.

These are just some of the events in Southwest Florida and there are more events and activities in store throughout the year. If you want to enjoy what the region has to offer and are planning to purchase a real estate property in Southwest Florida, Carney Properties & Investment Corporation can help you find the best home that will suit your needs. Kindly contact us at (239) 677-3064 or click here for more details.

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